AI API Cost Calculator (2026) – GPT, Claude & Gemini Pricing | MustTrend


AI API Cost Calculator (2026) – Compare GPT, Claude & Gemini Pricing
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AI API Cost Calculator

Estimate and compare token costs for leading OpenAI, Anthropic Claude, and Google Gemini APIs.

Pricing data reviewed: August 5, 2026

Usage details

Model cost comparison

Uses the usage values entered above. Click a row to select that model.

ModelProviderInput / 1MOutput / 1MMonthly estimate

How to use this AI API cost calculator

Select a model, enter the average input and output tokens used by one API request, and add the number of requests your application makes each day. The calculator estimates the cost per request and your daily, monthly, and annual spend.

Input tokens vs. output tokens

Input tokens include prompts, system instructions, conversation history, documents, and tool definitions sent to the model. Output tokens are generated by the model. Providers usually charge different rates for each category.

How cached input can reduce cost

Prompt caching can reduce the cost of repeatedly sending the same instructions or context. Enable cached-input pricing and choose the estimated percentage of input tokens served from cache.

Ways to lower AI API expenses

Use smaller models for simple tasks, limit unnecessary context, cap output length, cache reusable prompts, batch non-urgent jobs, and route difficult requests to premium models only when needed.

Frequently asked questions

How accurate is the estimate?

The arithmetic is exact for the rates displayed, but your actual bill may include tool calls, regional pricing, taxes, storage, media processing, or provider-specific fees.

What does “per 1M tokens” mean?

It means the listed price applies to one million tokens. The calculator prorates that rate to your actual token usage.

Can I calculate a model that is not listed?

Yes. Select “Custom pricing” and enter the provider's input, output, and cached-input rates.

Does this calculate ChatGPT subscription costs?

No. This tool estimates usage-based API costs, not consumer ChatGPT subscription plans.

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